可怜的信用卡

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上上周刚刚在新闻里读到信用卡被盗刷的报道,这一周,同样的事就落到了我自己的头上!心里还一直在想,那是遥远的中国发生的事你知道,那里的人信用不佳,可是我们在信用制度十分完善的加拿大啊,怎么会发生信用卡被人复制走了?有不有人告诉我为什么?

上周二晚上下课回家后,我打开了Visa给我寄来的账单。那长长的列表立刻就把我吓蒙了:服装店购物,小卖店买食品,加油站加油,还有什么不知名的Rock and Roll,还买了Popeyes, Marions,我一辈子都没有见过的东西!还是在一天里跑了十几个地方!还是发生在我一辈子都没有去过的美国Chicago!

我饭也吃不下,立刻给信用卡公司打电话!还好,12点多了还有人接电话。对方听了我的叙述,问我还有其他人使用此卡吗?我说仅我一人使用。对方立刻说道:你的信用卡被别人复制了!可我的信用卡从来没有离过身啊,别人是怎么做到的?对方说无可奉告。我这个月只在ChaptersIndigo用过那张卡,难不成书店把我的卡复制了,再交给了美国人?

还好,信用卡公司的人答应把该卡取消,46天后寄张新卡来。我又不明白了,被盗刷的几百元就那么算了吗?信用卡公司岂不赔大了?如果信用卡公司不认帐,难道商家赔?到底有不有可能找到那个盗卡的人?有明白人给个指点吗?

吃一堑,长一智。我上网搜索了一下,OMG!  信用卡被盗刷原来如此普遍!问了问邻居,立马有人说,她的卡被别人用在网上购物,花了数千元,信用卡公司还一口咬定是她本人刷的!真是跳进黄河也洗不清啊!

这周,我麻大烦了:电话公司、网络公司、煤气水电公司分分来电来信说:嘿,伙计,我们没有收到你的钱,请务必在接信后两天之内把款送来!我能说什么呢,只得一一打电话解释,实在不行的,只好送款上门。你说这骗子有多可恨!

我把信用卡剪了。今后除了给上述公司付款用卡外,在其他任何地方都决不再刷卡。我还把各大公司如Capital One, Hudson Bay, Walmart等等发的卡都一并剪了!我不用卡,尽量不消费,看你金融机构还怎么赚钱!看你人类之间还有什么信用可言!可恨的骗子啊,你们让人类社会倒退。

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