rat race

retire 早early ,retire 富裕rich 假如 you are out of rat race

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 Although the ROI on RRSP and other such investments aren’t as high as with real estate investments, the lender would have more confidence in offering a commitment if you had some liquid assets as a back up …

Your portfolio is fine, we really don’t need to increase the numbers there…

举例:it is so hard to understand  when you borrow big bundle of money from the lender, they ask you to  put big $$$$$$ in saving account!如果我存10 万在银行,他就愿借50万?难道我不将10万存给他,只借40万就不行了?有谁那么蠢,存10万拿1.5%息另再交收入税,多借10万要交5。25%息呀!难道银行只要stupy 客户?

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