记得去年9月的时候,一位客户准备申请5年的浮动利率的贷款。当我向他推荐了5年固定利率贷款时,他的头摇得像拨浪鼓一样,说什么也不选5年固定利率。他说2007年买第一套住房的时候,就是因为选择了5年固定利率,不仅付了两年多的高利率,而且现在的罚款也超过了8000加元。很多贷款客户把2007年的情况与2009年做对比,但在浮动和固定利率贷款的选择上,消费者在这两个年份应该做出正好相反的选择。加拿大持牌按揭贷款专业人士协会(CAAMP)最近对2009年续作的4万笔房贷款进行了统计,结果显示,有86%的消费者在2009年选择了固定利率贷款。全文
分享博文至:

I feel so much happier now I unasnetdrd all this. Thanks!
What a pleasure to find someone who identifies the issues so clearly
I literally jumped out of my chair and danced after reading this!
Holy Toledo, so glad I clicked on this site first!
Your articles are for when it absolutely, positively, needs to be understood overnight.
This piece was a lifejacket that saved me from drowning.
If you wrote an article about life we’d all reach enlightenment.
You couldn’t pay me to ignore these posts!
It’s a pleasure to find someone who can identify the issues so clearly
At last! Someone with real expertise gives us the answer. Thanks!